Loan application guide

Before you apply

• I know how much I need to borrow and what it is for.
• I have reviewed the expected payment against my budget.
• I know the APR, term, fees, and estimated total repayment.
• I know which documents the lender may request.
• I understand whether the rate or payment can change.

Questions to ask the lender

• What is the APR and is the rate fixed or variable?
• Are there origination, application, late, or prepayment fees?
• What will the payment and total repayment be?
• What documents and income information are required?
• Will applying involve a credit inquiry, and when?

✓ This guide helps you prepare. Confirm all terms directly with the lender before applying.